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PayTheBursar

Schools / Florida

Florida SouthWestern State College

Fort Myers, Florida · Public

Undergraduate enrollment
11,052high
In-state tuition
$3,401high
Cost of attendance
$12,462high
School website

Lowest known school fee

e-check / ACH

$0 extra

On a $3,401 reference bill (in-state tuition published by College Scorecard). Fee-free electronic check or bank transfer.

Last checked Oct 18, 2026 by PayTheBursar. A blank is not a zero. Confirm with the bursar before you pay.

Ways to pay

Extra cost above the tuition charge on the reference bill. Rewards are personal, so they are in the calculator rather than this ranking.

Cost of each way to pay Florida SouthWestern State College
MethodExtra costWhat the source says
Credit card$100.33

2.95% of the paymenthigh

Please be aware that a 2.95% non-refundable convenience fee will apply to domestic credit/debit card transactions.

Source · Oct 18, 2026

e-check / ACHLowest$0

Fee-free electronic check or bank transfer.medium

In addition, you may also make e-check payments online without a fee.

Source · Oct 18, 2026

Debit card$100.33

Debit is charged the same percent as a credit card.high

Please be aware that a 2.95% non-refundable convenience fee will apply to domestic credit/debit card transactions.

Source · Oct 18, 2026

In personNot verified yet

Not verified yet

Payment planNot verified yet

Not verified yet

International paymentNot verified yet

Not verified yet

Fee details

Card fee percent
2.95%high
Please be aware that a 2.95% non-refundable convenience fee will apply to domestic credit/debit card transactions.

Source · Oct 18, 2026

Card flat fee
Not verified yet
Debit card fee percent
2.95%high
Please be aware that a 2.95% non-refundable convenience fee will apply to domestic credit/debit card transactions.

Source · Oct 18, 2026

Debit card flat fee
Not verified yet
Fee-free debit
Nomedium
Please be aware that a 2.95% non-refundable convenience fee will apply to domestic credit/debit card transactions.

Source · Oct 18, 2026

Payment plan provider
Nelnethigh
Payment plans are available at fsw.edu/nelnet

Source · Oct 18, 2026

Plan length
Not verified yet
Installment count
Not verified yet
Plan enrollment fee
Not verified yet
Late fee
Not verified yet
Returned payment fee
Not verified yet
Payment portal
CashNet/Transacthigh
This is a processing fee that does not go to FSW State College, but to the Transact payment system

Source · Oct 18, 2026

International payment
Not verified yet
Fee-free e-check
Yesmedium
In addition, you may also make e-check payments online without a fee.

Source · Oct 18, 2026

Fee-free in person
Not verified yet
Transcript withholding
Not verified yet

Due dates

Fall
August 6high
Fall 2026 Standard & Compact A Term: Payment Due: August 6 (classes drop for nonpayment)

Source · Oct 18, 2026

Spring
January 10high
Spring 2027 Standard & Compact A Term: Payment Due: January 10 (classes drop for nonpayment)

Source · Oct 18, 2026

Calculator

Prefilled with this school's verified fees. Change the bill, the rewards rate, or a one-time bonus.

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%
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Include a sign-up bonus only if this payment will earn it and you would not earn it another way. The rewards rate is your assumption, not the school's.

  • Credit card, after rewards

    $32.31

    Fee $100.33 minus rewards $68.02.

  • e-check / ACH

    $0

    Lowest known net cost

    Verified fee-free electronic check.

  • Payment plan

    Not verified yet

    Enrollment fee is not verified yet.

This comparison assumes you pay the card statement in full. Interest on a carried balance usually costs more than any rewards. PayTheBursar does not suggest leaving tuition on a card.

529 tip

A common approach is to pay the bursar from a bank account, then reimburse yourself from a 529 in the same calendar year. Qualified tuition and required fees can count. The same dollars should not also be used for the American Opportunity Tax Credit, and state plans differ. This is general information, not tax advice.

Published card fee used here: 2.95%.

Sources

We may earn a commission. Affiliate disclosure

These offers sit outside the fee comparison. They do not change which way of paying we call cheapest.

  • Student loans

    Compare private student loan rates

    A loan is a different product from a payment plan: interest, a credit check, and a repayment term that lasts years. Compare it only if the term's bill will not fit a plan.

    Credible

  • Refinance

    See if refinancing an existing student loan lowers the rate

    Refinancing replaces a loan you already have. It does not pay this term's tuition bill, and federal loans lose federal protections if you refinance them.

    Splash Financial

  • Credit card

    A rewards card, only if you pay it off

    Rewards can beat a school card fee only when you pay the statement in full. Carrying the tuition balance is usually more expensive than any points.

    Credit card partner link is not configured yet.

  • Tuition insurance

    Tuition insurance if a withdrawal is the risk you are insuring

    This is optional coverage for money you could lose if a student withdraws, not a way to reduce the fee on a normal payment.

    GradGuard

Report a correction

If the bursar page disagrees with a figure here, send the correction and a link. We change a number only after reading the source.