Northern Oklahoma College
Tonkawa, Oklahoma · Public
- Undergraduate enrollment
- 1,941high
- In-state tuition
- $5,083high
- Cost of attendance
- $15,711high
Lowest known school fee
Payment plan
$30 extra
On a $5,083 reference bill (in-state tuition published by College Scorecard). Semester plan enrollment fee. This spreads the bill; it is not a loan, and it does not include a card fee on each installment.
The plan is the lowest known fee only if installments are paid without a separate card fee. E-check is often fee-free, and we have not verified it here. If the bursar does not charge for it, that would cost less than the option above.
Last checked Oct 18, 2026 by PayTheBursar. A blank is not a zero. Confirm with the bursar before you pay.
Ways to pay
Extra cost above the tuition charge on the reference bill. Rewards are personal, so they are in the calculator rather than this ranking.
| Method | Extra cost | What the source says |
|---|---|---|
| Credit card | $141.78 | 2.75% of the payment plus $2 flat feehigh Credit Card processed through Online portal (subject to 2.75% convenience fee and $2 service charge) Source · Oct 18, 2026 |
| e-check / ACH | Not verified yet | E-check is not fee-free. The dollar amount is not verified yet.medium Payments by electronic check are assessed a $2 service charge. Source · Oct 18, 2026 |
| Debit card | Not verified yet | Not verified yet |
| In person | Not verified yet | Not verified yet |
| Payment planLowest | $30 | Semester plan enrollment fee. This spreads the bill; it is not a loan, and it does not include a card fee on each installment.high $30 enrollment application fee (non-refundable) each semester Source · Oct 18, 2026 |
| International payment | Not verified yet | Not verified yet |
Fee details
- Card fee percent
- 2.75%high
Credit Card processed through Online portal (subject to 2.75% convenience fee and $2 service charge)
Source · Oct 18, 2026
- Card flat fee
- $2high
Credit Card processed through Online portal (subject to 2.75% convenience fee and $2 service charge)
Source · Oct 18, 2026
- Debit card fee percent
- Not verified yet
- Debit card flat fee
- Not verified yet
- Fee-free debit
- Not verified yet
- Payment plan provider
- School (in-house)high
CFPB found a plan and no third-party administrator.
Source · Dec 14, 2022
- Plan length
- Semesterhigh
Source · Dec 14, 2022
- Installment count
- Not verified yet
- Plan enrollment fee
- $30high
$30 enrollment application fee (non-refundable) each semester
Source · Oct 18, 2026
- Late fee
- Not verified yet — CFPB found a late fee and did not publish the amount.
Source · Dec 14, 2022
- Returned payment fee
- $30high
When payment is made by check and is returned as insufficient, a $30 fee is assessed
Source · Oct 18, 2026
- Payment portal
- Not verified yet
- International payment
- Not verified yet
- Fee-free e-check
- Nomedium
Payments by electronic check are assessed a $2 service charge.
Source · Oct 18, 2026
- Fee-free in person
- Not verified yet
- Transcript withholding
- Yes, in the CFPB reviewhigh
Due dates
Calculator
Prefilled with this school's verified fees. Change the bill, the rewards rate, or a one-time bonus.
Credit card, after rewards
$40.12
Fee $141.78 minus rewards $101.66.
e-check / ACH
Not verified yet
Not verified yet. We do not assume a bank transfer is free.
Payment plan
$30
Lowest known net cost
Enrollment fee only. This is not interest, and it assumes installments are not also charged a card fee.
529 tip
A common approach is to pay the bursar from a bank account, then reimburse yourself from a 529 in the same calendar year. Qualified tuition and required fees can count. The same dollars should not also be used for the American Opportunity Tax Credit, and state plans differ. This is general information, not tax advice.
Published card fee used here: 2.75% plus $2 flat. The flat amount is added to the percent of the bill.
Sources
- CFPB tuition payment plan data, award year 2022-2023 · Dec 14, 2022
- Page reviewed by CFPB · Dec 14, 2022
- Page checked by PayTheBursar · Oct 18, 2026
- Page checked by PayTheBursar · Oct 18, 2026
- Page checked by PayTheBursar · Oct 18, 2026
Sponsored
We may earn a commission. Affiliate disclosure
These offers sit outside the fee comparison. They do not change which way of paying we call cheapest.
Student loans
Compare private student loan rates
A loan is a different product from a payment plan: interest, a credit check, and a repayment term that lasts years. Compare it only if the term's bill will not fit a plan.
CredibleRefinance
See if refinancing an existing student loan lowers the rate
Refinancing replaces a loan you already have. It does not pay this term's tuition bill, and federal loans lose federal protections if you refinance them.
Splash FinancialCredit card
A rewards card, only if you pay it off
Rewards can beat a school card fee only when you pay the statement in full. Carrying the tuition balance is usually more expensive than any points.
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Tuition insurance
Tuition insurance if a withdrawal is the risk you are insuring
This is optional coverage for money you could lose if a student withdraws, not a way to reduce the fee on a normal payment.
GradGuard
Report a correction
If the bursar page disagrees with a figure here, send the correction and a link. We change a number only after reading the source.