Towson University
Towson, Maryland · Public
- Undergraduate enrollment
- 16,136high
- In-state tuition
- $12,186high
- Cost of attendance
- $29,884high
Lowest known school fee
e-check / ACH
$0 extra
On a $12,186 reference bill (in-state tuition published by College Scorecard). Fee-free electronic check or bank transfer.
Last checked Oct 18, 2026 by PayTheBursar. A blank is not a zero. Confirm with the bursar before you pay.
Ways to pay
Extra cost above the tuition charge on the reference bill. Rewards are personal, so they are in the calculator rather than this ranking.
| Method | Extra cost | What the source says |
|---|---|---|
| Credit card | $365.58 | 3% of the paymenthigh credit cards have a 3% (minimum $3.00) fee on the charge amount Source · Oct 18, 2026 |
| e-check / ACHLowest | $0 | Fee-free electronic check or bank transfer.medium electronic ACH check payment methods have no additional fee Source · Oct 18, 2026 |
| Debit card | Not verified yet | Not verified yet |
| In person | Not verified yet | Not verified yet |
| Payment plan | $30 | Semester plan enrollment fee. This spreads the bill; it is not a loan, and it does not include a card fee on each installment.high TIP Enrollment Fee Down Payment Required at Sign Up? Remaining Automatic Payment Dates 4-Pay Calculated TIP Fall 2026 (1 st installment Due) 4 08/04/2026 09/01/2026 07/06/2026 through 07/22/2026 $30 Yes (25% of the term balance, considered as 1 st installment) Source · Oct 18, 2026 |
| International payment | Not verified yet | Not verified yet |
Fee details
- Card fee percent
- 3%high
credit cards have a 3% (minimum $3.00) fee on the charge amount
Source · Oct 18, 2026
- Card flat fee
- Not verified yet
- Debit card fee percent
- Not verified yet
- Debit card flat fee
- Not verified yet
- Fee-free debit
- Not verified yet
- Payment plan provider
- TouchNethigh
Click/Tap TIP Payment Plan (TouchNet), which will open up the TouchNet eBill and Payment system
Source · Oct 18, 2026
- Plan length
- Semesterhigh
Source · Jan 26, 2023
- Installment count
- 4high
4-Pay Calculated TIP Fall 2026 (1 st installment Due) 4 08/04/2026 09/01/2026 07/06/2026 through 07/22/2026 $30 Yes (25% of the term balance, considered as 1 st installment)
Source · Oct 18, 2026
- Plan enrollment fee
- $30high
TIP Enrollment Fee Down Payment Required at Sign Up? Remaining Automatic Payment Dates 4-Pay Calculated TIP Fall 2026 (1 st installment Due) 4 08/04/2026 09/01/2026 07/06/2026 through 07/22/2026 $30 Yes (25% of the term balance, considered as 1 st installment)
Source · Oct 18, 2026
- Late fee
- $150high
If any scheduled automatic payment transactions are not able to be fulfilled (returned check from the bank or declined charge) a one-time per semester late fee of $150 will be assessed.
Source · Oct 18, 2026
- Returned payment fee
- $50high
A $50 penalty fee is assessed when a check or eCheck/ACH payment for fees, fines or services is returned unpaid by the bank for any reason.
Source · Oct 18, 2026
- Payment portal
- Not verified yet
- International payment
- Not verified yet
- Fee-free e-check
- Yesmedium
electronic ACH check payment methods have no additional fee
Source · Oct 18, 2026
- Fee-free in person
- Not verified yet
- Transcript withholding
- Yes, in the CFPB reviewhigh
Due dates
- Fall
- 08/04/2026high
4-Pay Calculated TIP Fall 2026 (1 st installment Due) 4 08/04/2026 09/01/2026 07/06/2026 through 07/22/2026 $30 Yes (25% of the term balance, considered as 1 st installment)
Source · Oct 18, 2026
- Spring
- Not verified yet
Calculator
Prefilled with this school's verified fees. Change the bill, the rewards rate, or a one-time bonus.
Credit card, after rewards
$121.86
Fee $365.58 minus rewards $243.72.
e-check / ACH
$0
Lowest known net cost
Verified fee-free electronic check.
Payment plan
$30
Enrollment fee only. This is not interest, and it assumes installments are not also charged a card fee.
529 tip
A common approach is to pay the bursar from a bank account, then reimburse yourself from a 529 in the same calendar year. Qualified tuition and required fees can count. The same dollars should not also be used for the American Opportunity Tax Credit, and state plans differ. This is general information, not tax advice.
Published card fee used here: 3%.
Sources
- CFPB tuition payment plan data, award year 2022-2023 · Jan 26, 2023
- Page reviewed by CFPB · Jan 26, 2023
- Additional CFPB source · Jan 26, 2023
- Page checked by PayTheBursar · Oct 18, 2026
- Page checked by PayTheBursar · Oct 18, 2026
Sponsored
These offers sit outside the fee comparison. They do not change which way of paying we call cheapest, and they do not change the fee data.
Student loans
Compare private student loans
Use grants and federal aid first.
A private loan is a different product from a payment plan: it is borrowed money, it usually needs a credit check, and you repay it over years. Look at it only if grants, federal aid, and a payment plan will not cover this term.
Refinance
Refinance an existing student loan
Use grants and federal aid first.
Refinancing replaces a loan you already have. It does not pay this term's tuition bill. Federal loans can lose federal protections if you refinance them into a private loan.
Credit card
A rewards card, only if you pay it off
Rewards can beat a school card fee only when you pay the statement in full. Carrying the tuition balance is usually more expensive than any points.
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Tuition insurance
Tuition insurance if a withdrawal is the risk you are insuring
This is optional coverage for money you could lose if a student withdraws, not a way to reduce the fee on a normal payment.
Report a correction
If the bursar page disagrees with a figure here, send the correction and a link. We change a number only after reading the source.