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PayTheBursar

Schools / Alabama

Troy University

Troy, Alabama · Public

Undergraduate enrollment
9,805high
In-state tuition
$10,704high
Cost of attendance
$23,521high
School website

Lowest known school fee

Credit card

$0 extra

On a $10,704 reference bill (in-state tuition published by College Scorecard). 0% of the payment plus $0 flat fee

A card with no school fee can still earn rewards if you pay the statement in full. Carrying a balance usually costs more than those rewards.

Last checked Oct 18, 2026 by PayTheBursar. A blank is not a zero. Confirm with the bursar before you pay.

Ways to pay

Extra cost above the tuition charge on the reference bill. Rewards are personal, so they are in the calculator rather than this ranking.

Cost of each way to pay Troy University
MethodExtra costWhat the source says
Credit cardLowest$0

0% of the payment plus $0 flat feehigh

Source · Jan 9, 2023

e-check / ACHNot verified yet

Not verified yet

Debit cardNot verified yet

Not verified yet

In personNot verified yet

Not verified yet

Payment plan$25

Semester plan enrollment fee. This spreads the bill; it is not a loan, and it does not include a card fee on each installment.high

If the student is enrolled in the payment plan option, a $25.00 payment plan fee will be automatically added to their account balance.

Source · Oct 18, 2026

International paymentNot verified yet

Not verified yet

Fee details

Card fee percent
0%high

Source · Jan 9, 2023

Card flat fee
$0high

Source · Jan 9, 2023

Debit card fee percent
Not verified yet
Debit card flat fee
Not verified yet
Fee-free debit
Not verified yet
Payment plan provider
School (in-house)high

CFPB found a plan and no third-party administrator.

Source · Jan 9, 2023

Plan length
Semesterhigh

Source · Jan 9, 2023

Installment count
Not verified yet
Plan enrollment fee
$25high
If the student is enrolled in the payment plan option, a $25.00 payment plan fee will be automatically added to their account balance.

Source · Oct 18, 2026

Late fee
$50high
Failure to pay the entire balance by the payment plan due date will result in a late fee of $50.00.

Source · Oct 18, 2026

Returned payment fee
Not verified yet
Payment portal
Not verified yet
International payment
Not verified yet
Fee-free e-check
Not verified yet
Fee-free in person
Not verified yet
Transcript withholding
Yes, in the CFPB reviewhigh

Due dates

Fall
Not verified yet
Spring
Not verified yet

Calculator

Prefilled with this school's verified fees. Change the bill, the rewards rate, or a one-time bonus.

$
%
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Include a sign-up bonus only if this payment will earn it and you would not earn it another way. The rewards rate is your assumption, not the school's.

  • Credit card, after rewards

    $214.08 gain

    Lowest known net cost

    Fee $0 minus rewards $214.08.

  • e-check / ACH

    Not verified yet

    Not verified yet. We do not assume a bank transfer is free.

  • Payment plan

    $25

    Enrollment fee only. This is not interest, and it assumes installments are not also charged a card fee.

This comparison assumes you pay the card statement in full. Interest on a carried balance usually costs more than any rewards. PayTheBursar does not suggest leaving tuition on a card.

529 tip

A common approach is to pay the bursar from a bank account, then reimburse yourself from a 529 in the same calendar year. Qualified tuition and required fees can count. The same dollars should not also be used for the American Opportunity Tax Credit, and state plans differ. This is general information, not tax advice.

Published card fee used here: 0% plus $0 flat. The flat amount is added to the percent of the bill.

Sources

We may earn a commission. Affiliate disclosure

These offers sit outside the fee comparison. They do not change which way of paying we call cheapest.

  • Student loans

    Compare private student loan rates

    A loan is a different product from a payment plan: interest, a credit check, and a repayment term that lasts years. Compare it only if the term's bill will not fit a plan.

    Credible

  • Refinance

    See if refinancing an existing student loan lowers the rate

    Refinancing replaces a loan you already have. It does not pay this term's tuition bill, and federal loans lose federal protections if you refinance them.

    Splash Financial

  • Credit card

    A rewards card, only if you pay it off

    Rewards can beat a school card fee only when you pay the statement in full. Carrying the tuition balance is usually more expensive than any points.

    Credit card partner link is not configured yet.

  • Tuition insurance

    Tuition insurance if a withdrawal is the risk you are insuring

    This is optional coverage for money you could lose if a student withdraws, not a way to reduce the fee on a normal payment.

    GradGuard

Report a correction

If the bursar page disagrees with a figure here, send the correction and a link. We change a number only after reading the source.