University of Houston-Clear Lake
Houston, Texas · Public
- Undergraduate enrollment
- 6,078high
- In-state tuition
- $7,770high
- Cost of attendance
- $24,931high
Lowest known school fee
Payment plan
$25 extra
On a $7,770 reference bill (in-state tuition published by College Scorecard). Semester plan enrollment fee. This spreads the bill; it is not a loan, and it does not include a card fee on each installment.
The plan is the lowest known fee only if installments are paid without a separate card fee. E-check is often fee-free, and we have not verified it here. If the bursar does not charge for it, that would cost less than the option above.
Last checked Oct 18, 2026 by PayTheBursar. A blank is not a zero. Confirm with the bursar before you pay.
Ways to pay
Extra cost above the tuition charge on the reference bill. Rewards are personal, so they are in the calculator rather than this ranking.
| Method | Extra cost | What the source says |
|---|---|---|
| Credit card | $108.78 | 1.4% of the paymenthigh Source · Jan 10, 2023 |
| e-check / ACH | Not verified yet | Not verified yet |
| Debit card | Not verified yet | Not verified yet |
| In person | Not verified yet | Not verified yet |
| Payment planLowest | $25 | Semester plan enrollment fee. This spreads the bill; it is not a loan, and it does not include a card fee on each installment.high $25 non-refundable origination fee. Source · Oct 18, 2026 |
| International payment | Not verified yet | Not verified yet |
Fee details
- Card fee percent
- 1.4%high
Source · Jan 10, 2023
- Card flat fee
- Not verified yet
- Debit card fee percent
- Not verified yet
- Debit card flat fee
- Not verified yet
- Fee-free debit
- Not verified yet
- Payment plan provider
- School (in-house)high
CFPB found a plan and no third-party administrator.
Source · Jan 10, 2023
- Plan length
- Semesterhigh
Source · Jan 10, 2023
- Installment count
- Not verified yet
- Plan enrollment fee
- $25high
$25 non-refundable origination fee.
Source · Oct 18, 2026
- Late fee
- $20high
$20 late penalty payment charge for each past due installment
Source · Oct 18, 2026
- Returned payment fee
- $50high
$50 default fee assessed to the existing debt
Source · Oct 18, 2026
- Payment portal
- Not verified yet
- International payment
- Not verified yet
- Fee-free e-check
- Not verified yet
- Fee-free in person
- Not verified yet
- Transcript withholding
- Yes, in the CFPB reviewhigh
Due dates
- Fall
- Not verified yet
- Spring
- Not verified yet
Calculator
Prefilled with this school's verified fees. Change the bill, the rewards rate, or a one-time bonus.
Credit card, after rewards
$46.62 gain
Lowest known net cost
Fee $108.78 minus rewards $155.40.
e-check / ACH
Not verified yet
Not verified yet. We do not assume a bank transfer is free.
Payment plan
$25
Enrollment fee only. This is not interest, and it assumes installments are not also charged a card fee.
529 tip
A common approach is to pay the bursar from a bank account, then reimburse yourself from a 529 in the same calendar year. Qualified tuition and required fees can count. The same dollars should not also be used for the American Opportunity Tax Credit, and state plans differ. This is general information, not tax advice.
Published card fee used here: 1.4%.
Sources
- CFPB tuition payment plan data, award year 2022-2023 · Jan 10, 2023
- Page reviewed by CFPB · Jan 10, 2023
- Page checked by PayTheBursar · Oct 18, 2026
- Page checked by PayTheBursar · Oct 18, 2026
- Page checked by PayTheBursar · Oct 18, 2026
Sponsored
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These offers sit outside the fee comparison. They do not change which way of paying we call cheapest.
Student loans
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A loan is a different product from a payment plan: interest, a credit check, and a repayment term that lasts years. Compare it only if the term's bill will not fit a plan.
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Refinancing replaces a loan you already have. It does not pay this term's tuition bill, and federal loans lose federal protections if you refinance them.
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A rewards card, only if you pay it off
Rewards can beat a school card fee only when you pay the statement in full. Carrying the tuition balance is usually more expensive than any points.
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Tuition insurance
Tuition insurance if a withdrawal is the risk you are insuring
This is optional coverage for money you could lose if a student withdraws, not a way to reduce the fee on a normal payment.
GradGuard
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