What is the cheapest verified way to pay University of Louisville tuition?

Q: What is the cheapest verified way to pay University of Louisville tuition?

Credit card adds $368.23 on a $13,390 reference bill (in-state tuition published by College Scorecard). E-check is often fee-free, and we have not verified it here. If the bursar does not charge for it, that would cost less than the option above. This ranking ignores card rewards. Use the calculator to weigh a rewards rate or sign-up bonus, and pay the statement in full.

Schools / Kentucky

University of Louisville

Louisville, Kentucky · Public

Undergraduate enrollment: 14,727high
In-state tuition: $13,390high
Cost of attendance: $30,975high

School website

Lowest known school fee

Credit card or Debit card

$368.23 extra

On a $13,390 reference bill (in-state tuition published by College Scorecard). 2.75% of the payment

E-check is often fee-free, and we have not verified it here. If the bursar does not charge for it, that would cost less than the option above. This ranking ignores card rewards. Use the calculator to weigh a rewards rate or sign-up bonus, and pay the statement in full.

Last checked Oct 18, 2026 by PayTheBursar. A blank is not a zero. Confirm with the bursar before you pay.

Ways to pay

Extra cost above the tuition charge on the reference bill. Rewards are personal, so they are in the calculator rather than this ranking.

Cost of each way to pay University of Louisville
Method	Extra cost	What the source says
Credit cardLowest	$368.23	2.75% of the paymenthigh There is a 2.75% non-refundable transaction fee to use credit/debit cards Source · Oct 18, 2026
e-check / ACH	Not verified yet	Not verified yet
Debit cardLowest	$368.23	Debit is charged the same percent as a credit card.high There is a 2.75% non-refundable transaction fee to use credit/debit cards Source · Oct 18, 2026
In person	Not verified yet	Not verified yet
Payment plan	Not verified yet	Not verified yet
International payment	Not verified yet	Not verified yet

Fee details

Card fee percent: 2.75%high
There is a 2.75% non-refundable transaction fee to use credit/debit cards
Source · Oct 18, 2026
Card flat fee: Not verified yet
Debit card fee percent: 2.75%high
There is a 2.75% non-refundable transaction fee to use credit/debit cards
Source · Oct 18, 2026
Debit card flat fee: Not verified yet
Fee-free debit: Nomedium
There is a 2.75% non-refundable transaction fee to use credit/debit cards
Source · Oct 18, 2026
Payment plan provider: Not verified yet
Plan length: Not verified yet
Installment count: Not verified yet
Plan enrollment fee: Not verified yet
Late fee: $100high
Late Payment Fee $100 Amount charged each semester for unpaid balances after the due date.
Source · Oct 18, 2026
Returned payment fee: $25high
Returned Check Fee $25 If a paper/electronic check used to satisfy enrollment fees is returned for non-payment by your financial institution, you will be assessed a Return Check Fee
Source · Oct 18, 2026
Payment portal: Not verified yet
International payment: Not verified yet
Fee-free e-check: Not verified yet
Fee-free in person: Not verified yet
Transcript withholding: Not verified yet

Due dates

Fall: August 21, 2026high
Due date for the Fall 26 term is August 21, 2026.
Source · Oct 18, 2026
Spring: Not verified yet

Calculator

Prefilled with this school's verified fees. Change the bill, the rewards rate, or a one-time bonus.

Credit card, after rewards
$100.43
Lowest known net cost
Fee $368.23 minus rewards $267.80.
e-check / ACH
Not verified yet
Not verified yet. We do not assume a bank transfer is free.
Payment plan
Not verified yet
Enrollment fee is not verified yet.

This comparison assumes you pay the card statement in full. Interest on a carried balance usually costs more than any rewards. PayTheBursar does not suggest leaving tuition on a card.

529 tip

A common approach is to pay the bursar from a bank account, then reimburse yourself from a 529 in the same calendar year. Qualified tuition and required fees can count. The same dollars should not also be used for the American Opportunity Tax Credit, and state plans differ. This is general information, not tax advice.

Published card fee used here: 2.75%.

Sources

Page checked by PayTheBursar · Oct 18, 2026
Page checked by PayTheBursar · Oct 18, 2026
Page checked by PayTheBursar · Oct 18, 2026
Page checked by PayTheBursar · Oct 18, 2026

Advertiser disclosure

These offers sit outside the fee comparison. They do not change which way of paying we call cheapest, and they do not change the fee data.

Student loans
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A private loan is a different product from a payment plan: it is borrowed money, it usually needs a credit check, and you repay it over years. Look at it only if grants, federal aid, and a payment plan will not cover this term.
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Refinance an existing student loan
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Refinancing replaces a loan you already have. It does not pay this term's tuition bill. Federal loans can lose federal protections if you refinance them into a private loan.
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Credit card
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Rewards can beat a school card fee only when you pay the statement in full. Carrying the tuition balance is usually more expensive than any points.
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Tuition insurance
Tuition insurance if a withdrawal is the risk you are insuring
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If the bursar page disagrees with a figure here, send the correction and a link. We change a number only after reading the source.